Your Path to Peace of Mind

Secure Your Income with Living Benefits

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Care

Receive essential support for hospital stays and recovery during critical times.

Assurance

Protect your paycheck and income when you're unable to work due to illness or injury.

Support

Keep your finances strong and your life on track when illness or injury strikes.

Insurance Solutions
Why Choose Us?
A Legacy of Trust and Protection

Rated A+ by A.M. Best, we have earned a reputation for excellence over nine decades of service.

Our company has millions of policyholders worldwide, and we are proud to provide trusted coverage to countless families and individuals across Canada.

With our dedication to providing peace of mind, income protection, and the power to choose the best treatment options, we offer customized insurance solutions to ensure your financial security and safeguard your future.

Join the millions who trust us to provide the coverage you need when it matters most.

Our Commitment
Delivering What Matters Most

Protection

Care

Confidence

Reliability

Our Living Benefits Solutions
Coverage Plans That Protect You and Your Family

Accident & Sickness Hospitalization

Hospital stays can be expensive—get up to $400/day for hospital stays, up to $1,600/day for ICU, plus recovery benefits and outpatient surgery coverage up to $4,000 per incident.

Outpatient Essentials

Surgery and recovery come with extra costs. Get up to $1,000 per outpatient surgery, plus benefits for rehab therapy and medical appliances.

Accidental Death Essentials

Protect your loved ones with accidental death benefits up to $400,000 and dismemberment coverage up to $200,000 for financial support in critical situations.

Accident & Sickness Disability

If an accident or illness prevents you from working, receive substantial monthly benefits for total and partial disability up to $3,000/month, plus return-to-work assistance

Cancer Care Protector Plus

A cancer diagnosis changes everything—receive up to $200/day for hospital stays during treatment, tailored to your needs.

Critical Illness

Get a lump-sum payout up to $100,000 for major illnesses like cancer, stroke, or heart attack—so you can focus on getting better.

Unsure about which plan to choose or what they cover? Schedule a consultation, and I'll be happy to guide you!

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See How Disability Insurance Saved a Family—Twice
True or False? The Truth About Insurance & Living Benefits
💡 True or False? Living benefits coverage can help with non-medical expenses like rent, groceries, and childcare.

🔎 Reveal the Truth

💡 True or False? If I get sick or injured and can’t work, my employer’s group insurance will cover my lost income.

🔎 Reveal the Truth

💡 True or False? Life insurance is only useful after I pass away.

🔎 Reveal the Truth

💡 True or False? Accidents and illnesses only happen to older people.

🔎 Reveal the Truth

💡 True or False? Living benefits can provide a lump sum payout if I’m diagnosed with a serious illness like cancer, heart attack, or stroke.

🔎 Reveal the Truth

💡 True or False? Insurance is only necessary if you own a home or have a family.

🔎 Reveal the Truth

📅 Are You Protected?

Book a free consultation to find out what coverage is right for you!

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Get in Touch

Contact Us

Location

165 Commerce Valley Dr W, Thornhill, ON L3T 7V8

Phone Number

+1 (647) 906-3547

Email Address

gabriel.macovei@combinedagent.com

  • ABOUT US

  • We are proud to provide trusted coverage to countless families and individuals across Ontario, Canada. Join the millions who trust us to provide the coverage you need when it matters most.

    Copyright © AgentGabriel

  • CONTACT INFO

  • Contact us and we'll get back to you within 24 hours.

    +1 (647) 906-3547

    gabriel.macovei@combinedagent.com

    165 Commerce Valley Dr W, Thornhill, ON L3T 7V8